Join Councilmember Thai Phan & VIETLA for a Free Community Workshop on City of Santa Ana’s My First Home Program

(Orange County, Calif. – November 7, 2022) Councilmember Thai Phan of the City of Santa Ana and VIETLA will host a free community workshop on My First Home Program that the city offers. Details about the program are listed below.

The workshop will be held on Saturday, November 19, 2022 from 10 am to 12 pm at Salgado Community Center, 706 N Newhope St, Santa Ana, CA 92703.

The My First Home Program will offer down payment assistance loans to first-time home buyers to aid in the purchase of a home within the City of Santa Ana. An eligible first-time home buyer may borrow up to $120,000 with 0% interest rate in 45 years.


  • Borrower(s) must be a first time home buyer (a person with no ownership interest in, or who has not held ‘title’ to a principal residence during the three-year period preceding the purchase of the property).
  • Complete a minimum of eight (8) hours of in-person home ownership training offered by a counseling center approved by the U.S. Department of Housing and Urban Development (HUD).
  • Must have at least three percent (3%) of the purchase price for a down payment from seasoned funds (at least 90 days seasoned). Three most-recent bank statements are required to verify seasoned funds. Seasoned funds cannot be from gift funds. Gift funds may contribute towards the purchase; gift funds may not exceed 3% of purchase price.
  • Must be pre-qualified for a 1st Mortgage and have a positive credit history and obtain a fixed-rate first mortgage. Co-signers and variable rate loans are not allowed.
  • Total Annual Income of the household, meaning all persons residing in the home as their principal place of residence, cannot exceed the income limits established below:
Household SizeLow IncomeModerate Income
1 person$75,900$100,050
2 persons$86,750$114,300
3 persons$97,600$128,600
4 persons$108,400$142,900
5 persons$117,100$154,350
6 persons$125,750$165,750
7 persons$134,450$177,200
8 persons$143,100$188,650

Councilmember Thai Phan & VIETLA encourage our neighbors to attend this workshop. There will be lenders and realtors who are familiar with the program at the event.


For more information, please contact VIETLA at 626-639-8251 or via email at

February 2024
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